/*
Theme Name: Vybor Israel
Theme URI: https://vybor-il.com
Author: Vybor Team
Description: Russian-language financial comparison website for Israel.
Version: 6.0.0
Text Domain: vybor
*/

/* ============================================================
   CSS CUSTOM PROPERTIES
   ============================================================ */
:root {
    --brand-navy:        #003087;
    --brand-navy-mid:    #0051CC;
    --brand-navy-light:  #EBF2FF;
    --brand-green:       #16A34A;
    --brand-green-dark:  #15803D;
    --brand-green-light: #DCFCE7;
    --brand-green-xlight:#F0FDF4;

    --gray-900: #111827;
    --gray-800: #1F2937;
    --gray-700: #374151;
    --gray-600: #4B5563;
    --gray-500: #6B7280;
    --gray-400: #9CA3AF;
    --gray-300: #D1D5DB;
    --gray-200: #E5E7EB;
    --gray-100: #F3F4F6;
    --gray-50:  #F9FAFB;
    --white:    #FFFFFF;

    --text:       var(--gray-900);
    --text-body:  var(--gray-600);
    --text-muted: var(--gray-500);
    --border:     var(--gray-200);
    --star:       #F59E0B;
    --error:      #DC2626;

    --c-electric:    #F59E0B;
    --c-electric-bg: #FFFBEB;
    --c-insurance:   #0051CC;
    --c-insurance-bg:#EBF2FF;
    --c-banking:     #16A34A;
    --c-banking-bg:  #F0FDF4;

    --font:         'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --font-heading: 'Montserrat', 'Inter', -apple-system, sans-serif;

    --sp-1:  0.25rem;
    --sp-2:  0.5rem;
    --sp-3:  0.75rem;
    --sp-4:  1rem;
    --sp-5:  1.25rem;
    --sp-6:  1.5rem;
    --sp-8:  2rem;
    --sp-10: 2.5rem;
    --sp-12: 3rem;
    --sp-16: 4rem;
    --sp-20: 5rem;

    --r-sm:   6px;
    --r-md:   10px;
    --r-lg:   16px;
    --r-xl:   24px;
    --r-full: 9999px;

    --shadow-xs:   0 1px 2px rgba(0,0,0,.05);
    --shadow-sm:   0 1px 3px rgba(0,0,0,.1), 0 1px 2px rgba(0,0,0,.06);
    --shadow-md:   0 4px 6px -1px rgba(0,0,0,.07), 0 2px 4px -1px rgba(0,0,0,.04);
    --shadow-lg:   0 10px 15px -3px rgba(0,0,0,.08), 0 4px 6px -2px rgba(0,0,0,.04);
    --shadow-xl:   0 20px 25px -5px rgba(0,0,0,.1), 0 10px 10px -5px rgba(0,0,0,.04);
    --shadow-card: 0 1px 3px rgba(0,0,0,.08), 0 0 0 1px rgba(0,0,0,.04);
    --shadow-card-hover: 0 8px 24px rgba(0,0,0,.12);

    --max-w: 1200px;
}

/* ============================================================
   RESET
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html {
    font-size: 16px;
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
}
body {
    font-family: var(--font);
    font-size: 1rem;
    line-height: 1.6;
    color: var(--text-body);
    background: var(--gray-50);
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--brand-navy-mid); text-decoration: none; transition: color .15s; }
a:hover { color: var(--brand-navy); }
ul { list-style: none; }
button { font-family: var(--font); cursor: pointer; border: none; background: none; }

/* ============================================================
   LAYOUT
   ============================================================ */
.vy-wrap { max-width: var(--max-w); margin: 0 auto; padding: 0 var(--sp-6); }
.vy-section { padding: var(--sp-20) 0; }
.vy-section--white { background: var(--white); }
.vy-section--gray  { background: var(--gray-50); }
.vy-section--navy  {
    background: linear-gradient(135deg, #001d5c 0%, #003087 50%, #0041a8 100%);
    position: relative; overflow: hidden;
}
.vy-section--navy::before {
    content: '';
    position: absolute; inset: 0;
    background: radial-gradient(ellipse 50% 60% at 80% 50%, rgba(255,255,255,.05) 0%, transparent 70%);
    pointer-events: none;
}

.vy-section-head {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: var(--sp-6);
    margin-bottom: var(--sp-10);
}
.vy-section-head.centered { flex-direction: column; align-items: center; text-align: center; }
.vy-section-head h2 { font-family: var(--font-heading); font-size: 2rem; font-weight: 800; color: var(--text); letter-spacing: -1px; margin-bottom: var(--sp-2); }
.vy-section-head p  { font-size: 1rem; color: var(--text-muted); margin: 0; }
.vy-link-all {
    font-size: .9rem; font-weight: 600; color: var(--brand-navy-mid);
    white-space: nowrap; flex-shrink: 0; padding-bottom: 4px;
}
.vy-link-all:hover { color: var(--brand-navy); }

/* ============================================================
   TYPOGRAPHY
   ============================================================ */
h1,h2,h3,h4,h5 {
    font-family: var(--font-heading);
    font-weight: 700; line-height: 1.2; color: var(--text);
}
h1 { font-size: 2.75rem; font-weight: 900; letter-spacing: -1.5px; }
h2 { font-size: 2rem;    font-weight: 800; letter-spacing: -1px; }
h3 { font-size: 1.375rem; font-weight: 700; }
h4 { font-size: 1.125rem; font-weight: 700; }
p  { margin-bottom: var(--sp-4); }
p:last-child { margin-bottom: 0; }

/* ============================================================
   BUTTONS
   ============================================================ */
.vy-btn {
    display: inline-flex; align-items: center; justify-content: center; gap: var(--sp-2);
    padding: 14px 30px;
    font-family: var(--font-heading); font-size: .95rem; font-weight: 700; line-height: 1;
    letter-spacing: .2px;
    border: 2px solid transparent; border-radius: var(--r-full); cursor: pointer;
    transition: background .2s, color .2s, border-color .2s, box-shadow .2s, transform .18s;
    text-decoration: none; white-space: nowrap; user-select: none;
    position: relative; overflow: hidden;
}
/* shine sweep on hover */
.vy-btn::after {
    content: '';
    position: absolute; top: 0; left: -75%;
    width: 50%; height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,.22), transparent);
    transform: skewX(-20deg);
    transition: left .45s ease;
    pointer-events: none;
}
.vy-btn:hover::after { left: 125%; }

/* Primary / Green — gradient */
.vy-btn-primary, .vy-btn-green {
    background: linear-gradient(135deg, #1DB85A 0%, #16A34A 60%, #15803D 100%);
    color: var(--white); border-color: transparent;
    box-shadow: 0 4px 14px rgba(22,163,74,.35), 0 1px 3px rgba(0,0,0,.1);
}
.vy-btn-primary:hover, .vy-btn-green:hover {
    background: linear-gradient(135deg, #22C55E 0%, #16A34A 60%, #166534 100%);
    color: var(--white); transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(22,163,74,.45), 0 2px 6px rgba(0,0,0,.12);
}
.vy-btn-primary:active, .vy-btn-green:active {
    transform: translateY(0);
    box-shadow: 0 2px 8px rgba(22,163,74,.3);
}

/* Navy/Blue CTA */
.vy-btn-navy {
    background: linear-gradient(135deg, #0051CC 0%, #003087 100%);
    color: var(--white); border-color: transparent;
    box-shadow: 0 4px 14px rgba(0,48,135,.35), 0 1px 3px rgba(0,0,0,.1);
}
.vy-btn-navy:hover {
    background: linear-gradient(135deg, #0061EE 0%, #003FAA 100%);
    color: var(--white); transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0,48,135,.45);
}

/* Outline */
.vy-btn-outline {
    background: transparent; color: var(--brand-navy-mid);
    border-color: var(--brand-navy-mid);
    box-shadow: none;
}
.vy-btn-outline:hover {
    background: var(--brand-navy-mid); color: var(--white);
    box-shadow: 0 4px 14px rgba(0,81,204,.3);
    transform: translateY(-1px);
}

/* Ghost (on dark background) */
.vy-btn-ghost {
    background: rgba(255,255,255,.15); color: var(--white);
    border-color: rgba(255,255,255,.55);
    backdrop-filter: blur(4px);
}
.vy-btn-ghost:hover {
    background: var(--white); color: var(--brand-navy);
    border-color: var(--white);
    box-shadow: 0 6px 20px rgba(0,0,0,.2);
    transform: translateY(-1px);
}

/* Sizes */
.vy-btn-sm  { padding: 9px 20px; font-size: .82rem; }
.vy-btn-lg  { padding: 18px 40px; font-size: 1.05rem; }
.vy-btn-xl  { padding: 20px 48px; font-size: 1.15rem; letter-spacing: .3px; }
.vy-btn-full { width: 100%; }

/* ============================================================
   HEADER
   ============================================================ */
.vy-header {
    background: var(--white);
    border-bottom: 1px solid var(--border);
    position: sticky; top: 0; z-index: 1000;
    transition: box-shadow .2s;
}
.vy-header.scrolled { box-shadow: var(--shadow-md); }
.vy-header-inner {
    display: flex; align-items: center; justify-content: space-between;
    height: 70px; gap: var(--sp-4);
}
.vy-logo { display: flex; align-items: center; text-decoration: none; flex-shrink: 0; }
.vy-logo-img {
    height: 52px;
    width: auto;
    max-width: 240px;
    object-fit: contain;
    display: block;
}
@media (max-width: 768px) {
    .vy-logo-img { height: 40px; max-width: 180px; }
}
.vy-nav { display: flex; align-items: center; gap: var(--sp-1); }
.vy-nav > a {
    display: flex; align-items: center; gap: 6px;
    padding: 8px 14px; border-radius: var(--r-sm);
    font-size: .95rem; font-weight: 600; color: var(--gray-700);
    transition: background .15s, color .15s; white-space: nowrap;
}
.vy-nav > a:hover, .vy-nav > a.active { background: var(--gray-100); color: var(--brand-navy); }
.vy-nav-cta { margin-left: var(--sp-4); }
.vy-burger {
    display: none; flex-direction: column; justify-content: center; align-items: center;
    gap: 5px; width: 40px; height: 40px; border-radius: var(--r-sm);
    background: var(--gray-100); cursor: pointer; z-index: 20; flex-shrink: 0;
}
.vy-burger span {
    display: block; width: 20px; height: 2px; background: var(--gray-700);
    border-radius: 2px; transition: transform .2s, opacity .2s;
}
.vy-burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.vy-burger.open span:nth-child(2) { opacity: 0; }
.vy-burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ============================================================
   HERO SLIDER — full-width image + arrow buttons
   ============================================================ */
.vy-hero-slider {
    position: relative;
    width: 100%;
    overflow: hidden;
    background: #eee;
    line-height: 0;
}
.vy-slider-track { width: 100%; }
.vy-slide { display: none; }
.vy-slide--active { display: block; }
.vy-slide img {
    width: 100%;
    height: auto;
    max-height: 460px;
    object-fit: cover;
    object-position: center top;
    display: block;
}

/* Arrow buttons */
.vy-slider-btn {
    position: absolute;
    top: 50%; transform: translateY(-50%);
    z-index: 10;
    width: 52px; height: 52px;
    border-radius: var(--r-full);
    background: rgba(255,255,255,.95);
    border: none;
    box-shadow: 0 2px 16px rgba(0,0,0,.2);
    display: flex; align-items: center; justify-content: center;
    cursor: pointer;
    transition: background .15s, transform .2s, box-shadow .15s;
}
.vy-slider-btn:hover {
    background: var(--white);
    box-shadow: 0 4px 24px rgba(0,0,0,.28);
    transform: translateY(-50%) scale(1.1);
}
.vy-slider-btn svg { width: 24px; height: 24px; color: var(--gray-800); }
.vy-slider-btn--prev { left: 24px; }
.vy-slider-btn--next { right: 24px; }

/* Dots */
.vy-slider-dots {
    position: absolute; bottom: 16px; left: 50%; transform: translateX(-50%);
    display: flex; gap: 8px; z-index: 10;
}
.vy-dot {
    width: 8px; height: 8px; border-radius: var(--r-full);
    background: rgba(255,255,255,.5); cursor: pointer;
    transition: background .2s, transform .2s;
}
.vy-dot--active { background: var(--white); transform: scale(1.3); }

/* ============================================================
   CATEGORY BAR — below slider
   ============================================================ */
.vy-cat-bar {
    background: var(--white);
    border-bottom: 1px solid var(--border);
    padding: var(--sp-6) 0 var(--sp-5);
    box-shadow: 0 2px 8px rgba(0,0,0,.05);
}
.vy-cat-bar-label {
    font-size: .75rem; font-weight: 700; text-transform: uppercase;
    letter-spacing: .7px; color: var(--text-muted); margin-bottom: var(--sp-3);
}

/* Tiles — 3 per row */
.vy-tiles {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--sp-3);
    margin-bottom: var(--sp-4);
}
.vy-tile {
    display: flex; align-items: center; gap: var(--sp-3);
    padding: var(--sp-4);
    background: var(--white);
    border: 1.5px solid var(--gray-200); border-radius: var(--r-lg);
    text-decoration: none;
    box-shadow: 0 1px 4px rgba(0,0,0,.06);
    transition: box-shadow .18s, border-color .18s, transform .18s;
}
.vy-tile:hover { box-shadow: 0 4px 16px rgba(0,0,0,.1); transform: translateY(-2px); }
.vy-tile-icon {
    width: 42px; height: 42px; border-radius: var(--r-md);
    display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.vy-tile-icon svg { width: 22px; height: 22px; }
.vy-tile-body { display: flex; flex-direction: column; gap: 2px; flex: 1; min-width: 0; }
.vy-tile-label { font-size: .95rem; font-weight: 700; color: var(--text); line-height: 1.2; }
.vy-tile-sub   { font-size: .74rem; color: var(--text-muted); font-weight: 400; }
.vy-tile-arr   { font-size: 1.3rem; color: var(--gray-400); flex-shrink: 0; transition: transform .15s, color .15s; }
.vy-tile:hover .vy-tile-arr { transform: translateX(3px); color: var(--gray-600); }

.vy-tile--electric  .vy-tile-icon { background: #FEF3C7; color: #D97706; }
.vy-tile--electric:hover  { border-color: #FCD34D; }
.vy-tile--insurance .vy-tile-icon { background: var(--brand-navy-light); color: var(--brand-navy-mid); }
.vy-tile--insurance:hover { border-color: #93C5FD; }
.vy-tile--banking   .vy-tile-icon { background: var(--brand-green-xlight); color: var(--brand-green); }
.vy-tile--banking:hover   { border-color: #86EFAC; }

/* Sub-category pills */
.vy-subcats { display: flex; flex-wrap: wrap; gap: var(--sp-2); }
.vy-subcat {
    display: inline-block; padding: 6px 14px; border-radius: var(--r-full);
    background: var(--gray-50); border: 1.5px solid var(--gray-200);
    font-size: .8rem; font-weight: 600; color: var(--gray-600);
    text-decoration: none; transition: border-color .15s, color .15s, background .15s;
}
.vy-subcat:hover { background: var(--brand-green-xlight); border-color: #86EFAC; color: var(--brand-green-dark); }

/* ============================================================
   TRUST BAR
   ============================================================ */
.vy-trust-bar {
    background: var(--white); border-bottom: 1px solid var(--border); padding: var(--sp-4) 0;
}
.vy-trust-items { display: flex; align-items: center; justify-content: center; gap: var(--sp-6); flex-wrap: wrap; }
.vy-trust-item  { display: flex; align-items: center; gap: var(--sp-2); font-size: .9rem; font-weight: 500; color: var(--gray-600); }
.vy-trust-item svg { width: 18px; height: 18px; color: var(--brand-green); flex-shrink: 0; }
.vy-trust-item strong { color: var(--gray-900); font-weight: 700; }
.vy-trust-sep { width: 1px; height: 24px; background: var(--border); flex-shrink: 0; }

/* ============================================================
   PROVIDER RESULT CARDS
   ============================================================ */
.vy-results {
    display: flex; flex-direction: column; gap: 0;
    border: 1px solid var(--border); border-radius: var(--r-xl);
    overflow: hidden; box-shadow: var(--shadow-sm);
}
.vy-result {
    display: grid; grid-template-columns: 110px 1fr auto;
    align-items: center; gap: var(--sp-6);
    padding: var(--sp-6) var(--sp-8);
    background: var(--white); border-bottom: 1px solid var(--border);
    position: relative; transition: background .15s;
}
.vy-result:last-child { border-bottom: none; }
.vy-result:hover { background: var(--gray-50); }
.vy-result--featured { background: #FFFDF5; border-left: 4px solid var(--brand-green); padding-top: calc(var(--sp-6) + 8px); }
.vy-result--featured:hover { background: #FFFBEB; }

.vy-result-badge {
    position: absolute; top: var(--sp-3); left: var(--sp-8);
    display: inline-flex; align-items: center; gap: 4px;
    padding: 3px 10px; border-radius: var(--r-full);
    font-size: .72rem; font-weight: 700; letter-spacing: .3px; z-index: 1;
}
.vy-result-badge--green { background: var(--brand-green-light); color: #166534; border: 1px solid #86EFAC; }

.vy-result-logo {
    width: 96px; height: 60px;
    border: 1px solid var(--border); border-radius: var(--r-md);
    display: flex; align-items: center; justify-content: center;
    background: var(--white); overflow: hidden; flex-shrink: 0;
}
.vy-result-logo-placeholder {
    font-size: .72rem; font-weight: 800; text-align: center;
    padding: 6px; line-height: 1.3; text-transform: uppercase; letter-spacing: .5px;
    width: 100%; height: 100%; display: flex; align-items: center; justify-content: center;
}
.vy-result-info { display: flex; flex-direction: column; gap: var(--sp-2); min-width: 0; }
.vy-result-name { font-size: 1.05rem; font-weight: 800; color: var(--text); margin: 0; }
.vy-result-stars { display: flex; align-items: center; gap: var(--sp-2); flex-wrap: wrap; }
.vy-stars  { color: var(--star); font-size: 1rem; letter-spacing: 1px; }
.vy-rating-text { font-size: .85rem; font-weight: 700; color: var(--gray-700); }
.vy-reviews { font-size: .8rem; color: var(--text-muted); }
.vy-result-tags { display: flex; flex-wrap: wrap; gap: var(--sp-1); }
.vy-tag {
    display: inline-block; padding: 3px 10px; border-radius: var(--r-full);
    font-size: .76rem; font-weight: 600;
    background: var(--gray-100); color: var(--gray-600); border: 1px solid var(--gray-200);
}
.vy-result-cta { display: flex; flex-direction: column; align-items: center; gap: var(--sp-2); flex-shrink: 0; min-width: 150px; }
.vy-result-price { text-align: center; }
.vy-price-val  { display: block; font-size: 1.75rem; font-weight: 900; color: var(--text); line-height: 1; }
.vy-price-unit { display: block; font-size: .78rem; color: var(--text-muted); margin-top: 2px; }
.vy-result-more { font-size: .82rem; color: var(--text-muted); text-decoration: underline; text-underline-offset: 2px; }
.vy-result-more:hover { color: var(--brand-navy); }

/* ============================================================
   CATEGORY FULL CARDS (with image)
   ============================================================ */
.vy-cats-full { display: grid; grid-template-columns: repeat(3,1fr); gap: var(--sp-6); }
.vy-cat-full {
    display: flex; flex-direction: column;
    border-radius: var(--r-xl); overflow: hidden;
    box-shadow: var(--shadow-card); border: 1px solid var(--border);
    text-decoration: none; color: inherit; background: var(--white);
    transition: box-shadow .25s, transform .25s;
}
.vy-cat-full:hover { box-shadow: var(--shadow-xl); transform: translateY(-4px); color: inherit; }
.vy-cat-full-img { position: relative; height: 180px; overflow: hidden; }
.vy-cat-full-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; }
.vy-cat-full:hover .vy-cat-full-img img { transform: scale(1.04); }
.vy-cat-full--electric  .vy-cat-full-img::after { content:''; position:absolute; inset:0; background:linear-gradient(to bottom,rgba(245,158,11,.25) 0%,rgba(0,0,0,.35) 100%); }
.vy-cat-full--insurance .vy-cat-full-img::after { content:''; position:absolute; inset:0; background:linear-gradient(to bottom,rgba(0,81,204,.25) 0%,rgba(0,0,0,.35) 100%); }
.vy-cat-full--banking   .vy-cat-full-img::after { content:''; position:absolute; inset:0; background:linear-gradient(to bottom,rgba(22,163,74,.25) 0%,rgba(0,0,0,.35) 100%); }
.vy-cat-full-body { padding: var(--sp-6); display: flex; flex-direction: column; gap: var(--sp-3); flex-grow: 1; }
.vy-cat-full-icon { width: 44px; height: 44px; border-radius: var(--r-md); display: flex; align-items: center; justify-content: center; }
.vy-cat-full-icon svg { width: 24px; height: 24px; }
.vy-cat-full--electric  .vy-cat-full-icon { background: var(--c-electric-bg);  color: #92400E; }
.vy-cat-full--insurance .vy-cat-full-icon { background: var(--c-insurance-bg); color: var(--brand-navy); }
.vy-cat-full--banking   .vy-cat-full-icon { background: var(--c-banking-bg);   color: #166534; }
.vy-cat-full-body h3 { font-size: 1.2rem; font-weight: 800; color: var(--text); margin: 0; }
.vy-cat-full-body p  { font-size: .9rem; color: var(--text-muted); line-height: 1.55; margin: 0; }
.vy-cat-full-body ul { display: flex; flex-direction: column; gap: 6px; }
.vy-cat-full-body li { font-size: .85rem; color: var(--gray-600); padding-left: var(--sp-4); position: relative; }
.vy-cat-full-body li::before { content:'→'; position:absolute; left:0; color: var(--gray-400); font-size:.75rem; }
.vy-cat-full-cta { display: inline-flex; align-items: center; gap: var(--sp-2); font-size: .9rem; font-weight: 700; margin-top: var(--sp-2); }
.vy-cat-full--electric  .vy-cat-full-cta { color: #92400E; }
.vy-cat-full--insurance .vy-cat-full-cta { color: var(--brand-navy-mid); }
.vy-cat-full--banking   .vy-cat-full-cta { color: var(--brand-green); }

/* ============================================================
   STEPS
   ============================================================ */
.vy-steps { display: flex; align-items: flex-start; gap: 0; }
.vy-step {
    flex: 1; text-align: center; padding: var(--sp-8) var(--sp-6);
    background: var(--white); border: 1px solid var(--border); border-radius: var(--r-xl);
}
.vy-step-num {
    display: inline-flex; align-items: center; justify-content: center;
    width: 48px; height: 48px; background: var(--brand-navy); color: var(--white);
    border-radius: var(--r-full); font-size: 1.2rem; font-weight: 900;
    margin-bottom: var(--sp-3); box-shadow: 0 4px 12px rgba(0,48,135,.3);
}
.vy-step-icon { font-size: 1.75rem; margin-bottom: var(--sp-3); }
.vy-step h3   { font-size: 1.05rem; font-weight: 700; color: var(--text); margin-bottom: var(--sp-2); }
.vy-step p    { font-size: .9rem; color: var(--text-muted); margin: 0; line-height: 1.55; }
.vy-step-arrow {
    display: flex; align-items: center; justify-content: center;
    font-size: 1.5rem; color: var(--gray-300);
    padding: 0 var(--sp-3); margin-top: var(--sp-8); flex-shrink: 0;
}

/* ============================================================
   LEAD FORM SECTION
   ============================================================ */
.vy-lead-split {
    display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-16);
    align-items: center; position: relative; z-index: 1;
}
.vy-lead-text h2 { font-size: 2.25rem; font-weight: 900; color: var(--white); letter-spacing: -.5px; margin-bottom: var(--sp-4); line-height: 1.15; }
.vy-lead-text p  { font-size: 1.05rem; color: rgba(255,255,255,.75); line-height: 1.65; margin-bottom: var(--sp-6); }
.vy-lead-benefits { display: flex; flex-direction: column; gap: var(--sp-3); }
.vy-lead-benefits li { font-size: .95rem; color: rgba(255,255,255,.85); font-weight: 500; }

/* ============================================================
   FORMS
   ============================================================ */
.vy-lead-form-wrap, .vy-form-wrap {
    background: var(--white); border-radius: var(--r-xl);
    padding: var(--sp-8); box-shadow: 0 20px 60px rgba(0,0,0,.3);
}
.vy-form-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-4); margin-bottom: var(--sp-4); }
.vy-field { display: flex; flex-direction: column; gap: var(--sp-2); margin-bottom: var(--sp-4); }
.vy-field:last-of-type { margin-bottom: 0; }
.vy-field label { font-size: .875rem; font-weight: 600; color: var(--gray-700); }
.vy-field label .req { color: var(--error); margin-left: 2px; }
.vy-field input, .vy-field select, .vy-field textarea {
    width: 100%; padding: 11px 14px;
    font-family: var(--font); font-size: .95rem; color: var(--text);
    background: var(--white); border: 1.5px solid var(--border); border-radius: var(--r-sm);
    transition: border-color .15s, box-shadow .15s; outline: none; appearance: none;
}
.vy-field input:focus, .vy-field select:focus {
    border-color: var(--brand-green); box-shadow: 0 0 0 3px rgba(22,163,74,.12);
}
.vy-field select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%236B7280' viewBox='0 0 16 16'%3E%3Cpath d='M7.247 11.14 2.451 5.658C1.885 5.013 2.345 4 3.204 4h9.592a1 1 0 0 1 .753 1.659l-4.796 5.48a1 1 0 0 1-1.506 0z'/%3E%3C/svg%3E");
    background-repeat: no-repeat; background-position: right 14px center; padding-right: 40px; cursor: pointer;
}
.vy-field--error input, .vy-field--error select { border-color: var(--error); }
.vy-field-err { font-size: .8rem; color: var(--error); display: none; }
.vy-field--error .vy-field-err { display: block; }
.vy-form-consent { display: flex; align-items: flex-start; gap: var(--sp-3); margin-bottom: var(--sp-5); }
.vy-form-consent input[type=checkbox] { width: 18px; height: 18px; accent-color: var(--brand-green); flex-shrink: 0; margin-top: 2px; }
.vy-form-consent label { font-size: .82rem; color: var(--text-muted); line-height: 1.45; cursor: pointer; }
.vy-form-consent label a { color: var(--brand-navy-mid); text-decoration: underline; }
.vy-form-security { text-align: center; font-size: .78rem; color: var(--text-muted); margin-top: var(--sp-3); }
.vy-form-success { display: none; text-align: center; padding: var(--sp-12) var(--sp-6); }
.vy-form-success.show { display: block; }
.vy-form-success-icon {
    width: 64px; height: 64px; background: var(--brand-green); color: var(--white);
    border-radius: var(--r-full); font-size: 1.75rem; font-weight: 900;
    display: flex; align-items: center; justify-content: center; margin: 0 auto var(--sp-5);
}

/* ============================================================
   SECTION TAG (coloured label above section heading)
   ============================================================ */
.vy-section-tag {
    display: inline-flex; align-items: center; gap: var(--sp-2);
    padding: 5px 14px; border-radius: var(--r-full);
    font-family: var(--font-heading); font-size: .72rem; font-weight: 700;
    letter-spacing: .6px; text-transform: uppercase; margin-bottom: var(--sp-3);
}
.vy-section-tag--electric  { background: #FEF3C7; color: #92400E; border: 1px solid #FCD34D; }
.vy-section-tag--insurance { background: var(--brand-navy-light); color: var(--brand-navy); border: 1px solid #BFDBFE; }
.vy-section-tag--banking   { background: var(--brand-green-xlight); color: #166534; border: 1px solid #86EFAC; }
.vy-section-tag--dark      { background: rgba(255,255,255,.12); color: rgba(255,255,255,.85); border: 1px solid rgba(255,255,255,.2); }

/* ============================================================
   SECTION CTA WRAP (centered "see full table" button row)
   ============================================================ */
.vy-section-cta-wrap {
    display: flex; align-items: center; justify-content: center;
    gap: var(--sp-4); margin-top: var(--sp-8);
    flex-wrap: wrap;
}

/* ============================================================
   INSURANCE TABS
   ============================================================ */
.vy-insurance-tabs {
    display: flex; gap: var(--sp-2); flex-wrap: wrap;
    margin-bottom: var(--sp-6);
}
.vy-ins-tab {
    padding: 8px 20px; border-radius: var(--r-full);
    font-family: var(--font-heading); font-size: .82rem; font-weight: 700;
    color: var(--gray-600); background: var(--white);
    border: 1.5px solid var(--gray-200); cursor: pointer;
    transition: border-color .15s, color .15s, background .15s, box-shadow .15s;
    white-space: nowrap;
}
.vy-ins-tab:hover { border-color: #93C5FD; color: var(--brand-navy); background: var(--brand-navy-light); }
.vy-ins-tab.active {
    background: var(--brand-navy); color: var(--white);
    border-color: var(--brand-navy);
    box-shadow: 0 3px 10px rgba(0,48,135,.3);
}
.vy-ins-panel { display: none; }
.vy-ins-panel.active { display: block; }

/* ============================================================
   ARTICLES GRID
   ============================================================ */
.vy-articles {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--sp-6);
}
.vy-article {
    display: flex; flex-direction: column;
    background: var(--white); border: 1px solid var(--border);
    border-radius: var(--r-xl); overflow: hidden;
    text-decoration: none; color: inherit;
    box-shadow: var(--shadow-card);
    transition: box-shadow .25s, transform .25s;
}
.vy-article:hover { box-shadow: var(--shadow-xl); transform: translateY(-4px); color: inherit; }
.vy-article-img {
    position: relative; height: 190px; overflow: hidden;
    background: var(--gray-100);
}
.vy-article-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; }
.vy-article:hover .vy-article-img img { transform: scale(1.04); }
.vy-article-cat {
    position: absolute; top: var(--sp-3); left: var(--sp-3);
    padding: 4px 12px; border-radius: var(--r-full);
    font-family: var(--font-heading); font-size: .7rem; font-weight: 700;
    letter-spacing: .4px; text-transform: uppercase;
    background: var(--brand-navy); color: var(--white);
    box-shadow: var(--shadow-sm);
}
.vy-article-body { padding: var(--sp-5) var(--sp-6); display: flex; flex-direction: column; gap: var(--sp-3); flex-grow: 1; }
.vy-article-body h3 {
    font-family: var(--font-heading); font-size: 1.05rem; font-weight: 700;
    color: var(--text); line-height: 1.35; margin: 0;
    display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden;
}
.vy-article-body p  { font-size: .88rem; color: var(--text-muted); line-height: 1.55; margin: 0; flex-grow: 1;
    display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.vy-article-meta { display: flex; align-items: center; gap: var(--sp-2); font-size: .78rem; color: var(--gray-400); margin-top: auto; padding-top: var(--sp-3); border-top: 1px solid var(--border); }
.vy-article-meta strong { color: var(--gray-600); font-weight: 600; }
.vy-article-read {
    display: inline-flex; align-items: center; gap: 4px;
    font-size: .82rem; font-weight: 700; color: var(--brand-navy-mid);
    margin-top: var(--sp-2);
}
.vy-article:hover .vy-article-read { color: var(--brand-navy); }

@media (max-width: 768px) {
    .vy-articles { grid-template-columns: 1fr; }
    .vy-insurance-tabs { gap: var(--sp-2); }
    .vy-ins-tab { font-size: .78rem; padding: 7px 14px; }
}
@media (max-width: 640px) {
    .vy-articles { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
    .vy-articles { grid-template-columns: 1fr; }
}

/* ============================================================
   FAQ
   ============================================================ */
.vy-faq-list { display: flex; flex-direction: column; gap: var(--sp-3); max-width: 780px; margin: 0 auto; }
.vy-faq-item { background: var(--white); border: 1px solid var(--border); border-radius: var(--r-md); overflow: hidden; }
.vy-faq-q {
    width: 100%; display: flex; align-items: center; justify-content: space-between;
    gap: var(--sp-4); padding: var(--sp-5) var(--sp-6);
    font-family: var(--font); font-size: 1rem; font-weight: 700; color: var(--text);
    text-align: left; background: none; border: none; cursor: pointer; transition: background .15s;
}
.vy-faq-q:hover { background: var(--gray-50); }
.vy-faq-icon {
    width: 20px; height: 20px; flex-shrink: 0;
    transition: transform .3s ease; color: var(--gray-400);
}
.vy-faq-item.open .vy-faq-icon { transform: rotate(180deg); color: var(--brand-navy-mid); }
.vy-faq-a { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.vy-faq-a-inner { padding: var(--sp-4) var(--sp-6) var(--sp-5); font-size: .95rem; color: var(--text-muted); line-height: 1.65; border-top: 1px solid var(--border); }
.vy-faq-item.open .vy-faq-a { max-height: 600px; }

/* ============================================================
   COMPARISON TABLE
   ============================================================ */
.vy-compare-table { width: 100%; border-collapse: collapse; }
.vy-compare-table th, .vy-compare-table td { padding: var(--sp-4); text-align: left; border-bottom: 1px solid var(--border); font-size: .95rem; }
.vy-compare-table th { font-weight: 700; background: var(--gray-50); color: var(--text); font-size: .85rem; text-transform: uppercase; letter-spacing: .4px; }
.vy-compare-table tr:hover td { background: var(--gray-50); }
.vy-compare-table .vy-check { color: var(--brand-green); }
.vy-compare-table .vy-cross { color: var(--error); }

/* ============================================================
   FOOTER
   ============================================================ */
.vy-footer { background: var(--gray-900); color: rgba(255,255,255,.75); padding: var(--sp-16) 0 0; }
.vy-footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: var(--sp-10); padding-bottom: var(--sp-12); border-bottom: 1px solid rgba(255,255,255,.08); }
.vy-footer-brand { display: flex; align-items: center; gap: var(--sp-3); margin-bottom: var(--sp-4); }
.vy-footer-brand-mark { width: 38px; height: 38px; background: var(--brand-green); border-radius: var(--r-sm); display: flex; align-items: center; justify-content: center; color: var(--white); font-weight: 900; font-size: 1.1rem; }
.vy-footer-brand-text { font-size: 1.2rem; font-weight: 800; color: var(--white); }
.vy-footer-desc { font-size: .9rem; line-height: 1.6; color: rgba(255,255,255,.5); margin: 0; }
.vy-footer h4 { font-size: .85rem; font-weight: 700; color: var(--white); text-transform: uppercase; letter-spacing: .8px; margin-bottom: var(--sp-4); }
.vy-footer ul { display: flex; flex-direction: column; gap: var(--sp-2); }
.vy-footer ul li a { font-size: .9rem; color: rgba(255,255,255,.55); transition: color .15s; }
.vy-footer ul li a:hover { color: var(--white); }
.vy-footer-bottom { display: flex; align-items: center; justify-content: space-between; padding: var(--sp-6) 0; font-size: .85rem; color: rgba(255,255,255,.35); gap: var(--sp-4); }
.vy-footer-bottom a { color: rgba(255,255,255,.5); }
.vy-footer-bottom a:hover { color: var(--white); }

/* ============================================================
   ANIMATIONS
   ============================================================ */
@keyframes vyFadeUp { from { opacity:0; transform:translateY(24px); } to { opacity:1; transform:translateY(0); } }
.vy-fade-up   { animation: vyFadeUp .5s ease both; }
.vy-fade-up-1 { animation-delay: .1s; }
.vy-fade-up-2 { animation-delay: .2s; }
.vy-fade-up-3 { animation-delay: .3s; }
.vy-reveal { opacity:0; transform:translateY(20px); transition: opacity .5s, transform .5s; }
.vy-reveal.is-visible { opacity:1; transform:translateY(0); }

/* ============================================================
   RESPONSIVE — 768px
   ============================================================ */
@media (max-width: 768px) {
    .vy-burger { display: flex; }
    .vy-nav {
        position: fixed; top: 70px; left: 0; right: 0; bottom: 0;
        background: var(--white); flex-direction: column; align-items: stretch;
        gap: 0; padding: var(--sp-4); overflow-y: auto;
        transform: translateX(100%); transition: transform .25s ease;
        z-index: 999; border-top: 1px solid var(--border);
    }
    .vy-nav.open { transform: translateX(0); }
    .vy-nav > a { padding: var(--sp-4); border-radius: var(--r-md); font-size: 1rem; border-bottom: 1px solid var(--gray-100); }
    .vy-nav-cta { margin: var(--sp-4) 0 0; }
    .vy-nav-cta .vy-btn { width: 100%; justify-content: center; }

    .vy-slide img { max-height: 260px; }
    .vy-slider-btn { width: 38px; height: 38px; }
    .vy-slider-btn svg { width: 18px; height: 18px; }
    .vy-slider-btn--prev { left: 10px; }
    .vy-slider-btn--next { right: 10px; }

    .vy-tiles { grid-template-columns: 1fr; }
    .vy-tile-sub { display: none; }

    .vy-cats-full { grid-template-columns: 1fr; }
    .vy-steps { flex-direction: column; gap: var(--sp-4); }
    .vy-step-arrow { transform: rotate(90deg); margin: 0 auto; padding: 0; }

    .vy-result { grid-template-columns: 80px 1fr; gap: var(--sp-3); padding: var(--sp-5) var(--sp-4); }
    .vy-result-cta { grid-column: 1/-1; flex-direction: row; align-items: center; justify-content: space-between; min-width: auto; width: 100%; padding-top: var(--sp-3); border-top: 1px solid var(--border); }
    .vy-result-badge { left: var(--sp-4); }
    .vy-result--featured { padding-top: calc(var(--sp-5) + 8px); }

    .vy-lead-split { grid-template-columns: 1fr; gap: var(--sp-8); }
    .vy-lead-text h2 { font-size: 1.75rem; }
    .vy-section-head { flex-direction: column; align-items: flex-start; gap: var(--sp-3); }
    .vy-footer-grid { grid-template-columns: 1fr 1fr; gap: var(--sp-6); }
    .vy-footer-bottom { flex-direction: column; text-align: center; }
    .vy-form-grid-2 { grid-template-columns: 1fr; }
    .vy-lead-form-wrap, .vy-form-wrap { padding: var(--sp-6); }
    .vy-trust-sep { display: none; }
    .vy-trust-items { gap: var(--sp-4); }
}

@media (max-width: 480px) {
    .vy-wrap { padding: 0 var(--sp-4); }
    h1 { font-size: 1.75rem; }
    h2 { font-size: 1.5rem; }
    .vy-footer-grid { grid-template-columns: 1fr; }
    .vy-trust-items { flex-direction: column; align-items: flex-start; }
}

/* ============================================================
   BREADCRUMB
   ============================================================ */
.vy-breadcrumb { background: var(--white); border-bottom: 1px solid var(--border); padding: var(--sp-3) 0; }
.vy-breadcrumb-list { display: flex; align-items: center; gap: var(--sp-2); list-style: none; flex-wrap: wrap; }
.vy-breadcrumb-list li { display: flex; align-items: center; gap: var(--sp-2); font-size: .85rem; color: var(--text-muted); }
.vy-breadcrumb-list li:not(:last-child)::after { content: '›'; color: var(--gray-300); }
.vy-breadcrumb-list a { color: var(--brand-navy-mid); }
.vy-breadcrumb-list a:hover { color: var(--brand-navy); }

/* ============================================================
   PROVIDER HERO
   ============================================================ */
.vy-provider-hero {
    background: linear-gradient(135deg, #0f1f3d 0%, #1a3560 60%, #0d2b52 100%);
    padding: var(--sp-12) 0;
    position: relative; overflow: hidden;
}
.vy-provider-hero::before {
    content: '';
    position: absolute; inset: 0;
    background: radial-gradient(ellipse 50% 70% at 85% 50%, rgba(var(--provider-accent, 22,163,74),.12) 0%, transparent 65%);
    pointer-events: none;
}
.vy-provider-hero-inner {
    display: grid;
    grid-template-columns: auto 1fr auto;
    gap: var(--sp-8); align-items: start;
    position: relative; z-index: 1;
}
.vy-provider-logo-wrap { display: flex; flex-direction: column; align-items: center; gap: var(--sp-3); }
.vy-provider-logo-lg {
    width: 120px; height: 80px;
    border-radius: var(--r-lg); border: 2px solid rgba(255,255,255,.15);
    display: flex; align-items: center; justify-content: center;
    font-size: .78rem; font-weight: 800; text-align: center;
    line-height: 1.3; padding: var(--sp-2);
    box-shadow: 0 8px 24px rgba(0,0,0,.3);
}
.vy-provider-badge {
    display: inline-block; padding: 5px 14px; border-radius: var(--r-full);
    font-family: var(--font-heading); font-size: .72rem; font-weight: 700;
    letter-spacing: .4px; white-space: nowrap;
}
.vy-provider-badge--green  { background: var(--brand-green-light); color: #166534; border: 1px solid #86EFAC; }
.vy-provider-badge--blue   { background: var(--brand-navy-light); color: var(--brand-navy); border: 1px solid #BFDBFE; }
.vy-provider-badge--yellow { background: #FEF3C7; color: #92400E; border: 1px solid #FCD34D; }
.vy-provider-badge--red    { background: #FFF1F2; color: #BE123C; border: 1px solid #FECDD3; }
.vy-provider-badge--purple { background: #F5F3FF; color: #6D28D9; border: 1px solid #DDD6FE; }
.vy-provider-badge--gray   { background: var(--gray-100); color: var(--gray-700); border: 1px solid var(--gray-300); }

.vy-provider-hero-text h1 {
    font-size: 2.5rem; font-weight: 900; color: var(--white);
    letter-spacing: -1.5px; margin: var(--sp-2) 0 var(--sp-3); line-height: 1.1;
}
.vy-provider-tagline { font-size: 1.05rem; color: rgba(255,255,255,.75); margin-bottom: var(--sp-4); max-width: 480px; line-height: 1.6; }
.vy-provider-rating-bar { display: flex; align-items: center; gap: var(--sp-3); flex-wrap: wrap; }
.vy-provider-rating-bar strong { font-size: 1.1rem; color: var(--white); }

.vy-provider-hero-cta {
    min-width: 220px; display: flex; flex-direction: column; gap: var(--sp-3);
    background: rgba(255,255,255,.08); backdrop-filter: blur(10px);
    border: 1px solid rgba(255,255,255,.15); border-radius: var(--r-xl);
    padding: var(--sp-6);
}
.vy-provider-hero-price { text-align: center; margin-bottom: var(--sp-2); }
.vy-provider-hero-price .vy-price-val { font-size: 2.5rem; color: var(--white); }
.vy-provider-hero-price .vy-price-unit { color: rgba(255,255,255,.6); }
.vy-provider-savings-pill {
    text-align: center; padding: 6px 14px; border-radius: var(--r-full);
    background: var(--brand-green-xlight); color: #166534;
    font-size: .8rem; font-weight: 700; border: 1px solid #86EFAC;
}
.vy-provider-cta-note { text-align: center; font-size: .75rem; color: rgba(255,255,255,.5); margin: 0; }

/* ── Provider stats bar ── */
.vy-provider-stats-bar {
    background: var(--white); border-bottom: 2px solid var(--border);
    padding: var(--sp-5) 0; box-shadow: 0 2px 8px rgba(0,0,0,.05);
}
.vy-provider-stats-grid {
    display: flex; align-items: center; justify-content: space-around;
    gap: var(--sp-4); flex-wrap: wrap;
}
.vy-provider-stat { display: flex; flex-direction: column; align-items: center; gap: 2px; }
.vy-provider-stat strong { font-family: var(--font-heading); font-size: 1.25rem; font-weight: 900; color: var(--text); }
.vy-provider-stat span   { font-size: .75rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: .5px; }

/* ── Provider layout ── */
.vy-provider-layout { display: grid; grid-template-columns: 1fr 280px; gap: var(--sp-10); align-items: start; }
.vy-provider-main   { display: flex; flex-direction: column; gap: var(--sp-10); }
.vy-provider-about h2 { margin-bottom: var(--sp-4); }
.vy-provider-about p  { font-size: 1.02rem; line-height: 1.7; color: var(--gray-700); }

/* Pros / Cons */
.vy-provider-pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-5); }
.vy-pros-block { background: var(--brand-green-xlight); border-radius: var(--r-lg); padding: var(--sp-6); border: 1px solid #86EFAC; }
.vy-cons-block { background: #FFF1F2; border-radius: var(--r-lg); padding: var(--sp-6); border: 1px solid #FECDD3; }
.vy-pros-title { display: flex; align-items: center; gap: var(--sp-2); color: #166534; font-size: 1rem; font-weight: 700; margin-bottom: var(--sp-4); }
.vy-cons-title { display: flex; align-items: center; gap: var(--sp-2); color: #BE123C; font-size: 1rem; font-weight: 700; margin-bottom: var(--sp-4); }
.vy-pros-title svg, .vy-cons-title svg { width: 18px; height: 18px; flex-shrink: 0; }
.vy-pros-list, .vy-cons-list { list-style: none; display: flex; flex-direction: column; gap: var(--sp-3); }
.vy-pros-list li { font-size: .9rem; color: var(--gray-700); padding-left: var(--sp-4); position: relative; }
.vy-pros-list li::before { content: '✓'; position: absolute; left: 0; color: var(--brand-green); font-weight: 700; }
.vy-cons-list li { font-size: .9rem; color: var(--gray-700); padding-left: var(--sp-4); position: relative; }
.vy-cons-list li::before { content: '–'; position: absolute; left: 0; color: #BE123C; font-weight: 700; }

/* Reviews */
.vy-provider-reviews h2 { margin-bottom: var(--sp-5); }
.vy-reviews-list { display: flex; flex-direction: column; gap: var(--sp-4); }
.vy-review-card {
    background: var(--gray-50); border: 1px solid var(--border);
    border-radius: var(--r-lg); padding: var(--sp-5) var(--sp-6);
}
.vy-review-header { display: flex; align-items: center; gap: var(--sp-3); margin-bottom: var(--sp-3); }
.vy-review-avatar {
    width: 40px; height: 40px; border-radius: var(--r-full);
    background: var(--brand-navy); color: var(--white);
    display: flex; align-items: center; justify-content: center;
    font-weight: 800; font-size: 1rem; flex-shrink: 0;
}
.vy-review-name { font-weight: 700; color: var(--text); font-size: .9rem; display: block; }
.vy-review-text { font-size: .9rem; color: var(--gray-600); line-height: 1.6; margin: 0; }

/* Provider FAQ */
.vy-provider-faq h2 { margin-bottom: var(--sp-5); }

/* Sidebar */
.vy-provider-sidebar { position: sticky; top: 90px; }
.vy-sidebar-card {
    background: var(--white); border: 1px solid var(--border);
    border-radius: var(--r-xl); padding: var(--sp-6);
    box-shadow: var(--shadow-lg);
}
.vy-sidebar-price { text-align: center; margin-bottom: var(--sp-4); }
.vy-sidebar-saving {
    text-align: center; padding: 6px; border-radius: var(--r-sm);
    background: var(--brand-green-xlight); color: #166534;
    font-size: .82rem; font-weight: 700; margin-bottom: var(--sp-4);
}
.vy-sidebar-contacts {
    display: flex; flex-direction: column; gap: var(--sp-1);
    padding: var(--sp-3) 0; border-top: 1px solid var(--border);
    margin-top: var(--sp-3);
    font-size: .82rem;
}
.vy-sidebar-contacts strong { color: var(--text); font-weight: 600; }
.vy-sidebar-contacts a { color: var(--brand-navy-mid); word-break: break-all; }
.vy-sidebar-rating {
    display: flex; align-items: center; gap: var(--sp-2); flex-wrap: wrap;
    padding-top: var(--sp-3); margin-top: var(--sp-3);
    border-top: 1px solid var(--border); font-size: .82rem;
}
.vy-sidebar-back {
    display: block; text-align: center;
    padding: var(--sp-3); margin-top: var(--sp-3);
    font-size: .82rem; color: var(--text-muted);
    border: 1px solid var(--border); border-radius: var(--r-md);
    text-decoration: none; transition: all .15s;
}
.vy-sidebar-back:hover { border-color: var(--brand-navy-mid); color: var(--brand-navy-mid); }

/* ── Result name as link ── */
a.vy-result-name {
    color: var(--text); text-decoration: none;
    transition: color .15s;
}
a.vy-result-name:hover { color: var(--brand-navy-mid); text-decoration: underline; }

/* ── Responsive — provider page ── */
@media (max-width: 900px) {
    .vy-provider-layout { grid-template-columns: 1fr; }
    .vy-provider-sidebar { position: static; }
    .vy-provider-hero-inner { grid-template-columns: auto 1fr; }
    .vy-provider-hero-cta { grid-column: 1/-1; flex-direction: row; flex-wrap: wrap; }
    .vy-provider-hero-price { flex: 1; text-align: left; }
}
@media (max-width: 768px) {
    .vy-provider-hero-inner { grid-template-columns: 1fr; }
    .vy-provider-logo-wrap { flex-direction: row; justify-content: flex-start; }
    .vy-provider-hero-text h1 { font-size: 1.75rem; }
    .vy-provider-pros-cons { grid-template-columns: 1fr; }
    .vy-provider-stats-grid { justify-content: flex-start; gap: var(--sp-5); }
}

/* ============================================================
   CATEGORY HERO (taxonomy pages)
   ============================================================ */
.vy-cat-hero {
    padding: var(--sp-16) 0 var(--sp-12);
    position: relative; overflow: hidden;
}
.vy-cat-hero--electric {
    background: linear-gradient(135deg, #1c1200 0%, #3d2800 40%, #78450a 100%);
}
.vy-cat-hero--electric::before {
    content: ''; position: absolute; inset: 0;
    background: radial-gradient(ellipse 60% 80% at 90% 50%, rgba(245,158,11,.18) 0%, transparent 65%);
    pointer-events: none;
}
.vy-cat-hero--insurance {
    background: linear-gradient(135deg, #001b4d 0%, #003087 50%, #0041a8 100%);
}
.vy-cat-hero--banking {
    background: linear-gradient(135deg, #052e16 0%, #166534 50%, #16a34a 100%);
}
.vy-cat-hero-inner {
    display: grid; grid-template-columns: 1fr auto;
    align-items: center; gap: var(--sp-10);
    position: relative; z-index: 1;
}
.vy-cat-hero-text h1 {
    font-size: 2.8rem; font-weight: 900; color: var(--white);
    letter-spacing: -1.5px; margin: var(--sp-3) 0 var(--sp-4); line-height: 1.1;
}
.vy-cat-hero-text p {
    font-size: 1.1rem; color: rgba(255,255,255,.75);
    line-height: 1.65; margin-bottom: var(--sp-6); max-width: 520px;
}
.vy-cat-hero-stats {
    display: flex; align-items: center; gap: var(--sp-5);
    margin-bottom: var(--sp-6); flex-wrap: wrap;
}
.vy-hero-stat { text-align: center; }
.vy-hero-stat strong { display: block; font-family: var(--font-heading); font-size: 1.75rem; font-weight: 900; color: var(--white); line-height: 1; }
.vy-hero-stat span  { font-size: .78rem; color: rgba(255,255,255,.6); text-transform: uppercase; letter-spacing: .5px; }
.vy-hero-stat-sep   { width: 1px; height: 36px; background: rgba(255,255,255,.2); flex-shrink: 0; }
.vy-cat-hero-actions { display: flex; gap: var(--sp-3); flex-wrap: wrap; }

/* Badge card */
.vy-cat-hero-badge {
    background: rgba(255,255,255,.1); backdrop-filter: blur(12px);
    border: 1px solid rgba(255,255,255,.2); border-radius: var(--r-xl);
    padding: var(--sp-6) var(--sp-8); text-align: center; flex-shrink: 0; min-width: 200px;
}
.vy-hero-badge-icon { font-size: 2.5rem; margin-bottom: var(--sp-3); }
.vy-hero-badge-text { display: flex; flex-direction: column; gap: var(--sp-1); }
.vy-hero-badge-text strong { font-size: .8rem; font-weight: 700; color: rgba(255,255,255,.7); text-transform: uppercase; letter-spacing: .5px; }
.vy-hero-badge-price { font-family: var(--font-heading); font-size: 2rem; font-weight: 900; color: var(--white); line-height: 1; }
.vy-hero-badge-price small { font-size: 1rem; font-weight: 600; opacity: .8; }
.vy-hero-badge-sub  { font-size: .8rem; color: rgba(255,255,255,.6); }

/* ============================================================
   FILTER BAR (above comparison table)
   ============================================================ */
.vy-filter-bar {
    display: flex; gap: var(--sp-2); flex-wrap: wrap;
    margin-bottom: var(--sp-5);
}
.vy-filter-btn {
    padding: 8px 20px; border-radius: var(--r-full);
    font-family: var(--font-heading); font-size: .82rem; font-weight: 700;
    color: var(--gray-600); background: var(--white);
    border: 1.5px solid var(--gray-200); cursor: pointer;
    transition: all .15s; white-space: nowrap;
}
.vy-filter-btn:hover { border-color: #FCD34D; color: #92400E; background: #FFFBEB; }
.vy-filter-btn.active {
    background: #F59E0B; color: var(--white);
    border-color: #F59E0B;
    box-shadow: 0 3px 10px rgba(245,158,11,.35);
}

/* Table disclaimer note */
.vy-table-note {
    font-size: .78rem; color: var(--text-muted);
    margin-top: var(--sp-4); text-align: center; line-height: 1.5;
}

/* Muted result row (IEC) */
.vy-result--muted { opacity: .8; }
.vy-result--muted:hover { opacity: 1; }

/* ============================================================
   ELECTRICITY CALCULATOR
   ============================================================ */
.vy-calc-electric {
    max-width: 720px; margin: 0 auto;
    background: var(--white); border-radius: var(--r-xl);
    border: 1px solid var(--border); overflow: hidden;
    box-shadow: var(--shadow-lg);
}
.vy-calc-inputs {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: var(--sp-4); padding: var(--sp-8);
    align-items: end;
}
.vy-calc-inputs .vy-btn { grid-column: 1/-1; }
.vy-calc-field { display: flex; flex-direction: column; gap: var(--sp-2); }
.vy-calc-field label { font-size: .875rem; font-weight: 600; color: var(--gray-700); }
.vy-calc-field input, .vy-calc-field select {
    width: 100%; padding: 12px 14px;
    font-family: var(--font); font-size: 1rem; color: var(--text);
    background: var(--white); border: 1.5px solid var(--border); border-radius: var(--r-md);
    transition: border-color .15s, box-shadow .15s; outline: none; appearance: none;
}
.vy-calc-field input:focus, .vy-calc-field select:focus {
    border-color: var(--brand-green); box-shadow: 0 0 0 3px rgba(22,163,74,.12);
}
.vy-calc-field select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%236B7280' viewBox='0 0 16 16'%3E%3Cpath d='M7.247 11.14 2.451 5.658C1.885 5.013 2.345 4 3.204 4h9.592a1 1 0 0 1 .753 1.659l-4.796 5.48a1 1 0 0 1-1.506 0z'/%3E%3C/svg%3E");
    background-repeat: no-repeat; background-position: right 14px center; padding-right: 40px; cursor: pointer;
}
.vy-calc-result {
    padding: var(--sp-8); border-top: 1px solid var(--border);
    background: var(--brand-green-xlight); text-align: center;
}
.vy-calc-result-grid {
    display: grid; grid-template-columns: repeat(4, 1fr);
    gap: var(--sp-4); margin-bottom: 0;
}
.vy-calc-result-item { display: flex; flex-direction: column; gap: var(--sp-1); }
.vy-calc-result-label { font-size: .75rem; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: .4px; }
.vy-calc-result-val { font-family: var(--font-heading); font-size: 1.5rem; font-weight: 900; color: var(--text); line-height: 1; }
.vy-calc-result-val--green { color: var(--brand-green); }

/* ============================================================
   SWITCH NOTE (info box)
   ============================================================ */
.vy-switch-note {
    display: flex; align-items: flex-start; gap: var(--sp-3);
    padding: var(--sp-4) var(--sp-6); margin-top: var(--sp-8);
    background: var(--brand-navy-light); border-radius: var(--r-md);
    border-left: 4px solid var(--brand-navy-mid);
    font-size: .9rem; color: var(--gray-700); line-height: 1.55;
    max-width: 780px; margin-left: auto; margin-right: auto;
}
.vy-switch-note svg { flex-shrink: 0; margin-top: 2px; color: var(--brand-navy-mid); }
.vy-switch-note strong { color: var(--text); }

/* ============================================================
   RESPONSIVE — category pages
   ============================================================ */
@media (max-width: 900px) {
    .vy-cat-hero-inner { grid-template-columns: 1fr; }
    .vy-cat-hero-badge { display: none; }
    .vy-cat-hero-text h1 { font-size: 2rem; }
    .vy-calc-result-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
    .vy-cat-hero { padding: var(--sp-10) 0; }
    .vy-cat-hero-text h1 { font-size: 1.75rem; }
    .vy-calc-inputs { grid-template-columns: 1fr; }
}

/* ============================================================
   WORDPRESS
   ============================================================ */
.screen-reader-text { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.aligncenter { text-align: center; }
@media (min-width: 601px) { body.admin-bar .vy-header { top: 32px; } body.admin-bar .vy-nav { top: 102px; } }
@media (max-width: 600px) { body.admin-bar .vy-header { top: 46px; } body.admin-bar .vy-nav { top: 116px; } }